Finance Calculator
Retirement Calculator
Project how your retirement savings can grow, estimate retirement income, and see whether your current plan leaves a shortfall.
What this retirement calculator shows
This tool projects your savings balance at retirement, estimates inflation-adjusted value, and compares a 4% withdrawal guideline plus other income against your target monthly income.
How to read the result
Focus on three outputs: projected balance, estimated monthly retirement income, and monthly shortfall or surplus. Those make it easier to see whether you need to save more or adjust retirement timing.
What assumptions it uses
The calculator compounds savings monthly, uses your expected return and inflation inputs, and applies a simple 4% withdrawal rule for planning-level retirement income.
Planning note
This is a simplified projection, not investment advice. Taxes, sequence of returns, pension rules, and healthcare costs can change the real outcome.